Once you have thought how to make better use of the money. This humanly is not an impossible task if indeed you have. The first step is to consider your main source of income, which should be adjusted to a planning and control system. As any goal you need to put hands to work and for that you should use mechanisms, which will serve media to support decisions. The objective will not be possible without tools. By its current nature money flows quickly in short periods of time and without providing details on their use.
At home with food, mortgage, basic services, medical expenses, transportation, dress, the oceo and others, form a set of daily flows in which we normally do not use any tool probe measuring the solvency on such flows. In such a case we rely only on the fact that the money has been consumed without managing your liquid capacity. This represents individually a lack which sharpens more ignorance of insolvency. As a priority to optimize the use of the money at home, you need to use a tool for daily posting of flows of expenses that will serve as the basis for analysis, planning and control of liquidity. Thus, the level of solvency and monthly liquidity will have a polling process to know that types of expenditure is necessary that you provide income and how much you can assign to hold a sustainable savings plan that will generate future liquidity.
The ideal method should consist as planning and controlling revenues and follow a sustainable savings plan. In this sense the human factor (decision and intelligence) is the resource to search for positive changes. To use the human factor as a resource in the search for positive changes test here.